The Moorings offers a Charter Care Protection Plan for most U.S. residents. This optional travel insurance through Travel Guard. Please visit for details.

For questions regarding coverage, services or to file a claim please call 877.525.2365

To view Certificate of Insurance, click here

Charter Protection Plan Brief Description of Coverage

  • 100% Trip Cost Trip Cancellation & Interruption
    Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
  • $1,000 Trip Delay
    Reimburses up to $200 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 12 hours.
  • $1,000 Baggage & Personal Effects
    Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
  • $500 Baggage Delay
    Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
  • $10,000 Accident Sickness Medical Expense
    Pays for medical expenses incurred while on a trip.
  • $50,000 Emergency Evacuation & Repatriation of Remains
    Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.
  • $10,000 Accidental Death & Dismemberment
    Pays for loss of life and limb if it occurs within 180 days of an accident during your trip.
  • $30,000 Flight Guard®
    Accident coverage up to $30,000 for coverage against injury or loss of life, while flying.

Assistance Services

  • Travel Medical Assistance*
    A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
  • Worldwide Travel Assistance*
    Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.

Yacht Damage Waiver

Our Yacht Damage Waiver, offered through The Moorings, reduces your possible financial liability should your yacht or equipment be damaged during your vacation. This insurance is not optional and the cost will be included in your Vacation Estimate.

In the event you or your party cause damage or loss to the vessel (howsoever caused) or to property belonging to a third party you will be liable for the damage up to the value of the Security Deposit paid at the base, except in the case of gross negligence as defined below.

If you or your party cause damage or loss to the vessel, any ancillary equipment or to property belonging to a third party and such damage or loss is caused as a result of your gross negligence or reckless conduct you will be liable for the full extent of the loss suffered and our right to claim against you will not be limited or waived in any way by purchase of Yacht Damage Waiver.

Acts that will be considered as gross negligence or reckless conduct will include, without limitation, sailing outside of defined sailing areas and/or hours, sailing the vessel under the influence of alcohol and/or drugs, not having sufficient crew in charge of the vessel at all times, not being in control of the vessel by means within the control of the Skipper.